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Call You and Yours: How is Universal Credit affecting you? Email: youandyours@bbc.co.uk

The rollout of the benefit is being scaled back after reports that families are expected to survive on small amounts of money, and many claimants are experiencing delays in getting their payments, leaving them in debt.

But supporters say Universal Credit simplifies a complicated benefits system, and some families are better off under the new benefit.

We want to hear your experience of claiming Universal Credit - both good and bad. How is Universal Credit affecting you?

Email youandyours@bbc.co.uk, you can tweet #youandyours or send text messages to 84844.

You can call our phone in number at 11am: 03700 100 444.

Presenter: Winifred Robinson
Producer: Lydia Thomas