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The Governor of the Bank of England Mark Carney is concerned that London's overheating property market could derail the recovery - and that we're seeing signs that the bad old days of mortgages worth four times more than salaries are returning. Supposedly banks have tightened up their criteria for mortgages, but what's your experience? Did you get the mortgage you wanted easily? Or were you pressured into taking a bigger loan? You may feel that the property bubble in London has nothing to do with you, and any steps to slow down the market will damage the fragile recovery across the rest of the country, or perhaps you benefited from Help to Buy? Tell us your experiences of the property market and getting a mortgage.
Call 03700 100 444 [calls cost no more than to 01, 02 landline numbers] or email youandyours@bbc.co.uk.