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The financial consequences of flooding can be devastating for victims, with homes and businesses badly damaged. Paul Lewis and a panel of guests take your calls on flood related issues as a result of the last two months of heavy rain.

People who live in areas liable to flooding are facing huge increases in their home insurance premiums - so how do you find the best deal? How can you get a reasonable insurance quote if you live in a postal area which is prone to flooding but you live on higher ground and have never suffered water damage?

You might also be unsure about whether you can claim your money back if an event or holiday booking has been cancelled because of the unusually bad weather? Will your credit or debit card that you used to make your booking help you obtain a refund?

Guests:
Mary Dhonau, Chief Executive of Know Your Flood Risk
Matt Cullen of the Association of British Insurers
Alonso Ercilla, Trading Standards Institute

The lines open at 1pm on Wednesday - the number to ring 03700 100 444.
Or e mail: moneybox@bbc.co.uk.